Personal risk insurance

Life insurance

Life insurance is crucial to financially protect the people and the things you value most. If you died or became terminally ill, your life insurance and other personal insurances can help your family to continue without the added stresses of financial hardship.


How it works

In the event of your death, a lump sum is paid, so that your family can be protected financially. You are also covered if you become terminally ill and are not expected to live for more than 12 months.


Benefits of life insurance

With a life insurance policy, you can apply for the amount of cover that best suits your needs.

The key benefits can include:

  • A lump sum payment. If you die, this payment can be used to pay off large debts such as your mortgage, credit cards, medical expenses or bills and provides your partner and children with the money they need to take care of themselves without you and cover any necessary expenses.

  • Terminal illness benefits. You can receive advance payment if you are given a limited time to live (usually 12 months or less).

  • Funeral benefit. Provides an advance payment of up to $15,000 to help with funeral and other related costs

Income Protection

Your ability to work and earn an income is probably your greatest asset. A regular income helps you and your family build your assets, enjoy the lifestyle you want and do the things you love.


How it works

Income protection financially protects your ability to receive an income if you're unable to work due to a sudden illness or injury. It means that you and the people who depend on you can have the financial means to help you to continue the lifestyle you enjoy.


Benefits of income protection


With the right cover, you can get a monthly benefit to help pay your bills or any other financial commitments you might have while you are off work.


The key benefits can include:

  • Monthly benefit. Up to 75% of your regular monthly income, or an agreed on value at the time you take out the policy, while you're unable to work due to an illness or accident.

  • More options, more protection. With the choice to add optional covers, you can tailor your package around the cover you need - illness only, chronic condition, new job income cover and more. 

Trauma Insurance

No matter how fit and healthy we are, there's always the possibility of serious illness or injury happening to us. Trauma insurance can help provide financial stability when you need it most.


How it works

Trauma insurance provides vital financial protection and helps give you peace of mind if the unexpected happens. It helps you, and those closest to you, work through this time more easily and preserve what's most important in your lives together.


Benefits of trauma insurance

With trauma insurance you can choose options and features to ensure you receive the right cover for you and your family.


The key benefits can include:

  • A lump sum payment. Receive a lump sum payment if you suffer a specified major illness or injury. This payment can be used for anything you like, not just medical expenses.

  • Comprehensive cover. You can customise your cover options - to help meet both protection and affordability needs.

  • Breadth of conditions. You can choose to cover only the major severe trauma conditions at a cheaper premium or add extended cover for other conditions.

  • Personalisation for business. Ability to have business specific insurance.

  • Children's trauma cover. Free and standalone options are available for children.

Disability Insurance

Unfortunately, the unexpected can happen to any of us - at any time. That's why it's so important to have a plan in place to help give you and your family peace of mind.

How it works

Despite not knowing what life has in store, it's possible to plan for the unexpected. Disability insurance is your financial protection if you become permanently disabled by an accident or serious illness and unable to work again.

Benefits of disability insurance

With disability insurance, if the unexpected happens, you can receive a lump sum payment to help you and those most important to you cope with the financial impact

The key benefits can include:

  • A lump sum payment. If you become totally or permanently disabled, you can receive a lump sum payment

  • Partial payment. Provides a partial benefit payment if you suffer the total and permanent loss of the use of one hand, foot or sight in one eye.

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Why AMP City

Personalised advice service

Insurance and financial planning is not about “one size fits all”.  We will provide personalised advice and service that works in the best interests of you, your family and your business. 

Professional team

Our advisers are professional with industry relevant qualifications, who pride themselves on keeping up with current trends while also meeting regulatory requirements.


We have a preferred partner relationship with AMP, plus arrangements with the major insurance providers in New Zealand. This means we can offer you the best solutions for you, your family and your business.

Better terms

The insurance and lending terms that we put forward we're confident that they can meet your needs better than those of any other broker or adviser in terms of advice, service, and product.

No queue waiting

You will not stand in a queue waiting to see one of our advisers. We pride ourselves on being easily accessible to our clients, in our office or at your home, at a time that suits you.

No hidden fees

The premiums and products we offer are direct from the insurance companies and banks - so you can expect NO hidden administration fee or broker fee.

To read important information about us, privacy and terms and conditions, click here.